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Message from CEO

Kalika Laghubitta Bittiya Sanstha Limited (KMCDB) remains committed to providing reliable microfinance services, particularly to rural communities, to support their financial needs. Our objective is to contribute to the national effort of poverty reduction by empowering marginalized and underserved populations through inclusive financial services.

We strive to utilize local resources effectively and provide services such as microcredit, deposit mobilization, insurance, skill development training, and business knowledge programs. Through these initiatives, we aim to enhance access to financial services and improve the socio-economic condition of our clients.

Despite various infrastructural and geographical challenges, KMCDB continues to deliver both financial and non-financial services to low-income communities. With our branch network operating across 53 districts, we remain dedicated to expanding financial inclusion and improving the quality of life of the people we serve.

I would like to express my sincere gratitude to the regulatory authorities, including Nepal Rastra Bank, the Office of the Company Registrar, the Securities Board of Nepal, the Nepal Stock Exchange, and the Government of Nepal for their continuous support and guidance.

Phanindra Pandey
CEO, Kalika Laghubitta Bittiya Sanstha Ltd

We Provide Best Financial Services

Reliable and secure financial solutions designed to support your goals and future growth.

Loan Service

Flexible loan options tailored for your personal and business needs with easy repayment plans.

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Saving Plans

Smart saving schemes to help you grow your wealth securely and achieve financial stability.

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Remittance

Fast, reliable remittance services to send and receive money anytime, anywhere.

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Latest News & Updates

Insights, announcements and recent activities

04 May, 2026

कालिका लघुवित्त वित्तीय संस्था लि. को सोह्रौं वार्षिक साधारण सभा सम्पन्न

कालिका लघुवित्त वित्तीय संस्था लिमिटेडको सोह्रौ...

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09 Nov, 2025

कालिका लघुवित्त वित्तीय संस्थाले आर्थिक वर्ष २०८२/०८३ को पहिलो त्रैमासको "Monitoring Wise Quarterly Review and Quality Assurance Training" कार्यक्रम लेकसाइड स्थित होटल पौवामा मिति २०८२/०७/२०, २१ र २२ गते सम्पन्न गरेको छ ।

यस कार्यक्रममा ११ वटा अनुगमन मुकामका अनुगमन अधि...

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21 Sep, 2025

कालिका लघुवित्त वित्तीय संस्थाले लेखापाल कर्मचारीहरुलाई २ दिने “Branch Leaders of Tomorrow: Capacity Building Training” कार्यक्रम मिति २०८२/०६/०२ देखि २०८२/०६/०३ गते बुटवल स्थित होटल वेष्ट एसियनमा सम्पन्न भएको छ ।

संचालित तालिम कार्यक्रममा ६ वटा अनुगमन मुकाम का...

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Latest Notices

01 May
व्याजदर सम्बन्धमा
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13 Apr
नयाँ वर्ष २०८३ को शुभकामना !!
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09 Mar
Global Money Week 2026
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16 Jan
व्याजदर सम्बन्धमा
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Management member

Phanindra Pandey

Information Officer

📧 informationofficer@kalikabank.com.np

📞 Phanindra Pandey

Management member

Diwas Dhakal

Greivance Officer

📧 greivanceofficer@kalikabank.com.np

📞 Diwas Dhakal